Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

How do I join PrOrewards?

All you have to do is own a Pacific & Orient Insurance Motor product and register for the program. It’s as simple as that!

Our Credit Shortfall Insurance covers the difference between your insured sum or the market value of your car and your...

Your NCD entitlement will be forfeited or drop to zero if you make an own damage claim...

You will be sent your reward by email 1 day after a successful referral. If their policy’s effective date starts later than...