Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What will happen to my No Claim Discount (NCD) after Liberalisation?

The NCD structure will stay the same. You are still entitled to your NCD and can transfer from one insurer or takaful operator to another.

Mostly to eliminate minor and/or smaller claims. Too many small claims without...

As Malaysia develops further, the insurance market is opening to allow a fairer approach towards charging premiums...

Your total premium depends on the plan you choose, your destination, and...