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Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What are the benefits of the Liberalisation of the Motor Tariff?

Some benefits include:

  • An improvement in the quality of service.
  • A wider range of products.
  • New features and add-ons for better coverage.
  • Premiums suited to you; lower premiums for low-risk groups and vice versa.
  • Incentives for safer driving habits.
  • More competitive pricing. 

Recent FAQ

What is a Basic/Standard Excess and/or Compulsory Excess?

A Basic/Standard Excess is the amount you must bear for each claim we approve, even if...

Are there any additional fees and charges that I have to pay?

Yes, you will be charged a stamp duty of RM10 and the standard Sales & Service Tax (SST) of 6% on your premium...

What is Flood, Typhoon, Hurricane, Storm, Tempest, Volcanic Eruption, Earthquake cover?

This covers the repair costs of your vehicle for damages caused by floods, typhoons...