Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is Contractors’ All Risk (CAR) Insurance?

Our Contractors’ All Risk Insurance covers any damages that might affect the insured property as well as any damages payable to third parties. This policy is specifically for civil engineering projects or works that are under construction.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions. Click here for more information on our Contractors’ All Risk (CAR) policy.

Recent FAQ

How do I join PrOrewards?

All you have to do is own a Pacific & Orient Insurance Motor product and...

Motor Claims – General

What is a No Claim Discount (NCD)?

A NCD is a reward scheme for policyholders who do not make any claims over the duration of the policy for the year...

What is Money in Transit Insurance?

Our Money in Transit Insurance covers loss of your money while in transit and in the premises...