Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is All Risks Insurance?

Our All Risks Insurance will repair, replace or pay the amount for certain loss or damage due to accident or misfortune, within your premise, and based on what you have chosen.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions. Click here for more information on our All Risks policy.

Recent FAQ

If I am a safe/good driver without any traffic summons and reported accidents, will my premium be lowered?

Yes. Driving behaviour and driving experience is considered in risk...

Will I have an NCD if this is the first time I am purchasing a vehicle?

If you are buying a vehicle for the first time, you will not have NCD on your motor policy for the first year on the road...

What is the difference between Comprehensive and Third Party Fire & Theft?

Our Comprehensive Insurance pays for the fire, theft, loss or damage to your car when there is an accident with a third parties’ vehicle or property. This includes protecting you when you are re...