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Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is All Risks Insurance?

Our All Risks Insurance will repair, replace or pay the ​amount for certain loss or damage due to accident or misfortune, within your premise, and based on what you have chosen. 

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusionsClick here for more information on our All Risks policy.

Recent FAQ

What is Legal Liability of Passengers for Negligent Acts (L.L.o.P) cover?

This protects you against a third-party claim for damages from the negligence...

What is Erection All Risk (EAR) Insurance?

Our Erection All Risks Insurance is commonly bought by contractors when they...

How will insurance premiums be priced from 1 July 2017 onwards?

Effective 1 July 2017, under the liberalised environment, more risk factors...