Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What are the additional coverages offered with PrOrumah?

There are four (4) additional coverages offered with PrOrumah, which you can choose from to add to your premium at an additional cost.

No.	Additional Coverage	PrOrumah Plan	Offerings
1	Subsidence & Landslip	All	Cover property loss or damage due to subsidence of building site or landslip
2	Increase Limits of Liability to RM100,000	All	In events where your legal liability is incurred, the limits has been increased to RM100,000
3	Extended Theft Cover	Contents Only	Extended coverage for theft to cover banks, safe deposit and any building where you or your family is residing
4	Plate Glass Damage	Building Only	Cover accidental breaking of plate glass

If your vehicle is under-insured, you will be considered self-insured for the difference. For example...

If you are unable to pay the excess, your insurer may refuse your claim or...

Essentially, PrOrumah is a combination of both our Houseowner and Householder policies at 30% cheaper. It protects your house and/or its...