Total Assist: 1-800-88-2121

Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

My son/daughter has just revived their license. Will I need to add them as a named driver?

Yes, you do. However, you may be subject to an additional excess (Compulsory Excess) of RM400 if they are driving your car and are involved in an accident. This excess only applies if they:

  • Are under 21 years old.
  • Hold a Provisional (P) or Learner (L) driver’s license.

Recent FAQ

Do I still get my NCD (No Claims Discount) with PrOmilej?

Yes, you do...

Motor Claims – General

What is an Insurance Premium?

An Insurance premium is the amount you pay for an insurance policy...

Does P&O Insurance offer insurance for workers if they get into an accident?

We have a few policies of insurance for workers such as...