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Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

How much can each of my contents be insured for?

There are 3 plans available for the PrOrumah Contents Plan. You can choose one from any of these plans to determine the overall insured sum of your items.

Depending on the plan chosen, there is a defined sum insured allowable for each specific item as shown below:

A.     Normal items (excluding furniture, pianos, organs, household appliances, radios, television sets, video recorder sets and Hi-Fi equipment)

Contents Plan                   Maximum Sum Insured per Item

RM50,000 Plan                 RM2,500 per Item

RM100,000 Plan               RM5,000 per Item

RM200,000 Plan               RM10,000 per Item

B.     Platinum, gold and silver articles, jewellery and furs

Contents Plan                   Maximum Sum Insured per Item

RM50,000 Plan                 RM16,667 per Item

RM100,000 Plan               RM33,333 per Item

RM200,000 Plan               RM66,667 per Item

Recent FAQ

I have unused mileage; can I downgrade my plan or receive a refund?

No, you cannot downgrade your plan. You will not receive a refund or be able to carry your unused mileage to a new plan either...

Motor Claims – General

How would my NCD be affected if I make a claim?

If you make an Own Damage claim, Windscreen claim, Theft claim or a third party has made a claim against your policy...

Will the Motor Third Party insurance products still be available?

Available at tariff prices, Motor Third Party insurance products are still available for...